Preplan a funeral
You and your family
Taking care of your funeral arrangements ahead of time is one of the most thoughtful gifts you can leave behind. Here is what preplanning with Horizon Life Partners does for the people you love.
- Give your loved ones greater peace of mind during their time of grief
- Plan ahead so you can consider every option calmly
- Relieve your family from stressful decisions and unexpected expenses
- Freeze most of the costs at today's prices
Why preplan a funeral?
Family is everything, and no one wants to leave theirs in a difficult position. Most of us simply do not think about funeral planning until it is already too late. Preneed insurance lets you take control of the process — the arrangements, the details, and the payments — so the people who love you never have to guess or scramble.
Greater peace of mind
When the time comes, your loved ones will not face the stress of planning and paying for a funeral while grieving.
The funeral you actually want
You choose the type of service, the details, and the traditions that reflect your faith, your culture, and your family.
Most costs frozen
Lock in the price of most goods and services at the time of purchase, and set aside additional funds for anything else.
The key benefits of prearranging
- Know you have done everything you can to ease your family's financial burden.
- Make your wishes known clearly, in writing, to the people who matter most.
- Make informed, unhurried decisions instead of rushed ones under pressure.
- Protect your family from inflation by freezing most costs at today's prices.
- Set a firm budget and pay in small, manageable installments.
When you are done, your preferences are carefully documented so your wishes are honored when the time comes.
What is preneed insurance?
Preneed insurance is a life insurance or annuity policy used to fund your prearranged funeral plan. It can be paid in full up front or over 3, 5, 7, or 10 years. Your payments purchase a policy that guarantees the funds are there when a claim is filed — and there is a plan for nearly everyone, regardless of age or health.
Compare preneed insurance plans →How it works
- Step 1
Select your funeral home and the services you want
- Step 2
Determine the total funeral cost
- Step 3
Review optional coverages
- Step 4
Complete a simple application
- Step 5
Choose your payment plan
Common questions about funeral preplanning
Select a question below to read the answer.
Your personal planning guide
Preplanning does not have to be complicated. Our planning guide walks you through the decisions that need to be made and helps you organize key personal information, thoughts, and service preferences in one place. Share it with someone you trust, keep it somewhere safe, and make sure they know where to find it.
Ready to plan ahead?
Tell us a little about yourself and a licensed, bilingual Texas specialist will build your guide with you — no obligation.