Texas-regulated preneed funding
Plan ahead with peace of mind. Protect what matters most.
Horizon Life Partners helps Texas families lock in today's funeral costs through fully insured, state-regulated preneed plans — alongside the funeral homes and licensed agents they trust.
- Texas-licensed
- TDI / DOB
- Funds protected
- 100%
- Bilingual support
- EN / ES
Built around three commitments
Protection, partnership, and absolute transparency.
Regulated security
Every dollar is held in an insurance-backed reserve under Texas Department of Insurance and Texas Department of Banking oversight.
Compassionate partnership
We partner with licensed Texas funeral homes so your family is served by people you already know and trust.
Real, honest math
Use our calculator to see exactly what you save by locking in today's prices versus paying tomorrow's costs.
Where you fit
Find your path forward.
Whether you're planning ahead, managing a funeral home, or growing your insurance practice, Horizon is built for you.
Families
Preplan a funeral
Lock in today's costs and remove the financial burden from those you love.
ExploreFuneral Homes
Partner with Horizon
Add a fully compliant preneed program that strengthens your community ties.
ExploreLicensed Agents
Grow your practice
Bilingual training, modern e-applications, and competitive commission structures.
ExploreInflation protection
Many preneed contracts allow you to lock in today's prices for services and merchandise (like caskets or urns), protecting your family from rising costs.
Relieves family burden
When the time comes, your grieving family doesn't have to make dozens of rapid-fire decisions or worry about how to pay for them.
Financial flexibility
You can often fund preneed arrangements over time through a specialized insurance policy or a funeral trust, rather than a single lump sum.
Emotional relief
Your family doesn't have to guess whether you wanted a burial or cremation, a religious service, or what music to play while they are actively grieving.
The cost of waiting
Funeral costs in Texas rise roughly 4% every year.
Use the Horizon savings calculator to see exactly how much you protect by locking in today's prices instead of leaving the bill to your family.
Open the calculatorExample
Potential family savings
$5,950
Illustrative only. Your actual savings depend on selected services.
Take 10 minutes today to give your family decades of peace.
Speak with a Horizon specialist or start your application online — no obligation, ever.